Terms of Service

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Welcome to Fortuna Lending. By accessing or using our services, you agree to be bound by the following Terms of Service. Please read them carefully.

1. Consent to Communications and Monitoring
 

By interacting with Fortuna Lending, you acknowledge and agree that:
 

• Phone calls may be recorded or monitored for quality assurance and training purposes.

• By submitting your information (e.g., through an application or contact form), you consent to receive communications from Fortuna Lending via phone, SMS, or email.

• Standard message and data rates may apply. You may opt out of SMS communications at any time by replying “STOP.”

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2. Description of Services
 

Fortuna Lending offers access to a variety of tools, resources, and services (“The Service”) through our website and communication channels. These may include public forums, application forms, calculators, and contact options. Use of these services is subject to the terms outlined here.
 

We do not provide the hardware, internet access, or data plans required to use the services.

3. Acceptance of Terms

By using this website or registering for services (including clicking “Submit” on any form), you agree to:
 

• Abide by these Terms of Service and all applicable laws.

• Accept that Fortuna Lending may display advertising or promotional content.

• Assume all responsibility for any actions or information submitted through your account.
   

This agreement constitutes the full and exclusive understanding between you and Fortuna Lending.

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4. Changes to Services
 

Fortuna Lending reserves the right to modify, suspend, or discontinue any part of The Service at any time, with or without notice. We are not liable for any consequences resulting from such changes.
 

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5. SMS Terms & Conditions

5.1 Consent to SMS Communications

By providing your mobile number, you agree to receive SMS messages from Fortuna Lending. These may include application updates, appointment reminders, and customer support messages.

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5.2 Types of Messages

Messages may include:
 

• Appointment confirmations and reminders

• Loan application updates or alerts

• Customer service responses

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5.3 Message Frequency
 

Message frequency may vary based on your interaction with us. You may receive up to 10 messages per week.
 

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5.4 Message & Data Rates
 

Standard message and data rates may apply based on your mobile carrier’s plan.
 

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5.5 Opt-In Methods

You may opt in to SMS communications by:
 

• Verbally consenting during a phone call

• Checking the opt-in box on a web form

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5.6 Opt-Out

You can opt out at any time by:
 

• Replying “STOP” to any SMS message

• Contacting us at 888-861-5569

5.7 Help

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For assistance, reply “HELP” to any SMS or contact us at 888-861-5569 or info@myfortunalending.com.

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6. Prohibited Conduct

You agree not to:
 

• Disrupt or interfere with other users’ access to The Service.

• Violate any local, state, national, or international law.

• Upload or transmit harmful, offensive, or unauthorized content.

• Engage in spamming, surveys, chain letters, or pyramid schemes.

• Distribute malware, viruses, or any harmful software.

• Impersonate any person or misrepresent your identity.

• Harass or stalk others or collect their personal information without consent.

 

Fortuna Lending reserves the right to monitor, remove, or restrict access to any content or accounts that violate these terms.
 

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7. Acceptable Use Policy
 

You are solely responsible for the content you post or transmit using our services. Communication tools (e.g., forums, email) must be used respectfully and lawfully. You agree not to:
 

• Post commercial advertisements

• Upload inappropriate or illegal content

• Disrupt community features or abuse communication channels

You also agree to:

• Provide accurate, up-to-date information

• Maintain the confidentiality of your login credentials

• Accept that Fortuna Lending may use your registration data for customer service, marketing, or advertising in line with our Privacy Policy

8. User Accounts & Security

When registering for an account, you agree to:
 

• Provide truthful and current information

• Maintain the confidentiality of your username and password

• Notify us immediately if you suspect unauthorized access

You are responsible for all activities that occur under your account.

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9. Disclaimers
 

The Service is provided “as-is” without warranties of any kind. Fortuna Lending disclaims all express and implied warranties, including but not limited to fitness for a particular purpose, accuracy, and non-infringement. We are not responsible for third-party content or external links accessed through our website.

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10. Modifications to Terms
 

Fortuna Lending reserves the right to update or modify these Terms of Service at any time. Any changes will be posted on this page. Continued use of The Service constitutes your acceptance of the revised terms.

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11. Contact Information

For questions or concerns about these terms, please contact:

Fortuna Lending
📞 Phone: 888-861-5569
📧 Email: info@myfortunalending.com
📍 Address: 13446 Poway Rd, Suite 158, Poway, CA 92064
🌐 Website: www.myfortunalending.com